Brad Garlinghouse Unleashes XRP Credit Card Chaos! 🤯💳

So it has come to this, my friends. In the grand, bewildering carnival that is the cryptocurrency universe, we have now reached the era of the “rewards credit card.” Because nothing says “financial revolution” quite like leveraging future debt to earn a smidge of a digital asset that could, by the time you get the statement, be worth either a small kingdom or a slightly used shoelace.

Ripple‘s Head Honcho Gets a Shiny New Piece of Plastic

Enter Brad Garlinghouse, the CEO of Ripple, a man whose job it is to be enthusiastic about XRP. The other day, he took to the platform formerly known as a bird call to share a thrilling development: he is now in possession of a credit card. Not just any credit card, mind you. This one is *special*. It has the magic letters X-R-P on it. His proclamation, infused with the kind of breathless excitement usually reserved for the discovery of a new moon, was: “An XRP rewards credit card out in the world?! What a time to be alive, XRP family…” One can only imagine the brainstorming session that yielded this particular piece of fiscal innovation. “What if… now hear me out… what if we gave people a way to spend money… to get more internet money?” Genius. Sheer genius.

An XRP rewards credit card out in the world?! What a time to be alive, XRP family… Use the special edition Gemini card for everyday purchases, and earn up to 4% XRP back.

The deal, as pitched by the good folks at Gemini, is thus: spend real, tangible dollars, and they will give you back a percentage of a crypto asset. No annual fee! They’ll even throw in a bonus $200 in XRP if you manage to part with $3,000 of your hard-earned cash in a mere 90 days. It’s the financial equivalent of a carnival barker offering a stuffed animal if you can just knock over all the milk bottles.

Brad Garlinghouse, demonstrating the universal human pose for “Behold! My Card!” 📸

Not to be out-enthused, Ripple’s Chief Technology Officer, David Schwartz, chimed in with a sartorial deep dive, announcing he was head-to-toe in XRP branded attire, clutching the card and pleading for someone to pinch him. One fears that if he were pinched, he might simply dissolve into a cloud of pure, unadulterated blockchain. 🤖 Meanwhile, a lawyer pointed out that the famously passionate XRP faithful-a group that has certainly seen its share of regulatory pinches-might make this the most popular credit card in Gemini’s collection. Recent download numbers even suggest the app briefly eclipsed Coinbase, proving that the promise of free crypto still has more pulling power than a gravitational singularity.

Gemini, with a straight face, notes that holding these rewards for a year has, in the past, been quite lucrative. They also, in the obligatory fine print that everyone will ignore, mention that the future is, astonishingly, not a known quantity. The card itself is available across the U.S. and its territories, has no foreign transaction fees (perfect for your next speculative vacation), and works with all the major digital pay systems. Detractors, those perennial wet blankets, mutter about the volatility of it all. But advocates see it as a triumphant, accessible way to merge crypto with the mundane act of buying groceries. Because sometimes, you just need to earn a fractional token while purchasing milk and eggs. What a time to be alive, indeed. 🥛🥚➡️💎🙌

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2025-08-27 02:58