Ripple USD Joins Binance: Why This Stablecoin Is Causing a Stir (Hint: It’s Not Just About XRP)

Eleven days after Binance decided to give Ripple USD a spotlight, the crypto world is slowly realizing this isn’t just another stablecoin’s journey to the platform. Nope, this is the moment when RLUSD traded its “meh” status for a standing ovation-and a seat at the big kids’ table.

According to Mike Higgins, BD/CD at Ripple Prime, the real drama isn’t about visibility but collateral status. Because nothing says “mature market” like letting RLUSD play both sides-spot pairs and margin trading-all while the XRP Ledger watches like a proud parent. And yes, it’s all happening within the XRP Ledger integration. Who knew blockchain could be so drama-queen?

How RLUSD Solves Capital Fragmentation, According to Mike Higgins

When a stablecoin can be used as margin on one of the biggest crypto derivatives markets, it’s like giving a toddler a credit card but with less chaos and more spreadsheets. Institutions can now use RLUSD on Binance for spot and perps, which, honestly, sounds exhausting but probably pays better than my job.

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Higgins explained it simply: accepting derivatives collateral boosts capital efficiency and reduces fragmentation between venues. As he puts it, the listing was a sign that the market was maturing. Or, as I like to call it, “adulting.”

If Binance liquidity deepens and RLUSD maintains supply growth without discount pressure, the token could consolidate its role as a cross-venue institutional stablecoin. Translation: It’s no longer just an XRP ecosystem oddball-it’s the life of the party. Maybe.

ICYMI: @binance listed RLUSD on the XRPL – live for spot pairs and approved as collateral for perpetual futures. What does that unlock for Ripple Prime clients?

✔️RLUSD can now be posted as eligible margin on one of the largest global derivatives venues
✔️Greater capital…

– Mike Higgins (@mikehiggins) February 23, 2026

For Ripple Prime clients, that means you can use RLUSD not only as a settlement asset but also as collateral in leveraged strategies. It’s like having a Swiss Army knife in a world full of butter knives. And yes, this aligns with the bigger industry trend where exchanges focus on stablecoins that meet compliance standards. Because nothing says “trust us” like a stack of paperwork.

The next thing to watch is how much open interest in derivatives is collateralized on RLUSD. As of now, according to CoinMarketCap, the 24-hour turnover for RLUSD on Binance is above $100 million. These figures put RLUSD in the top half of regulated USD-backed tokens by total supply but still below major players like USDT and USDC. But hey, third place is just first place with better fashion sense.

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2026-02-23 19:11