RLUSD: The $1 Coin That’s Almost a Billionaire!

Ripple USD stablecoin (RLUSD) has recorded a spike in volume within the last 24 hours to maintain its $1 peg. As per CoinMarketCap data, RLUSD jumped by 37.3% to $127.17 million within this time frame as increased demand signals growing adoption of the stablecoin. A feat so impressive, it’s like watching a toddler balance a teacup on a spoon.

Impact of strategic partnerships on RLUSD vapluation

The surge in Ripple USD stablecoin volume indicates that the various strategic partnerships between Ripple and institutional investors are yielding rewards. Notably, RLUSD’s growth is driven by utility, and the stablecoin has been gaining traction on the crypto market lately. Or, as one analyst put it, “This is the financial equivalent of a toddler’s lego masterpiece.”

Within the last 14 days, the largest cryptocurrency exchange, Binance, added Ripple USD to its trading platform. The move increased exposure of the stablecoin to more market participants. Binance, the crypto exchange that’s as big as a whale and twice as likely to crash, has now embraced RLUSD. Welcome aboard, tiny coin.

Commenting on the development, BD/CD at Ripple Prime, Mike Higgins, explained that it signals the maturation of the market. Notably, the listing impact extends beyond visibility for RLUSD. It confers collateral status, and it is approved as eligible margin for perpetual futures. In other words, RLUSD is now the financial world’s version of a “trust fund baby.”

It implies that institutions can now move capital between different stablecoins on different exchanges, while companies can use RLUSD on Binance for spot and perps. Because nothing says “financial sophistication” like using a stablecoin to trade other stablecoins.

The stablecoin’s continued growth within the last 15 months has supported its surging market capitalization, which currently stands at over $1.50 billion. A number so large, it’s making the other stablecoins question their life choices.

Ripple USD stablecoin soared to a market cap of $1.56 billion, inching closer to $2 billion as two major financial institutions adopted the stablecoin. Financial giant Deutsche Bank integrated Ripple’s technology for cross-border payments, while SBI Japan is anticipated to roll out soon. Because nothing says “trust” like a bank using a crypto coin to send money across borders.

Market observers are predicting that RLUSD might flip the $2 billion mark in market capitalization in the early part of the second quarter (Q2) of 2026. This milestone is achievable given that RLUSD is gaining acceptance among market participants and investors. Or, as one skeptic noted, “This is the financial equivalent of a toddler’s promise to grow up to be president.”

Hence, if the partnerships and adoptions continue to drive volume growth, RLUSD would increase its market influence in the stablecoin sector. Unless, of course, it’s all a scam, but hey, who’s counting?

RLUSD’s quest to make top in stablecoin sector intensifies

It is worth mentioning that if Ripple’s USD stablecoin adoption slows down, it could limit the asset’s supply growth and impact the timeline toward achieving its milestone of $2 billion in market capitalization. But let’s be real-this coin is too determined to fail.

RLUSD’s continued growth remains of interest to the broader crypto community. This is because the relatively new stablecoin is making significant progress on a market dominated by notable giants like Tether (USDT) and Circle (USDC). A David vs. Goliath story, except the Goliaths are all in a tuxedo and the David is a 12-year-old with a calculator.

It remains to be seen how the growth trajectory of Ripple USD stablecoin will go as it continues its quest to make the top five list by market capitalization. With continued adoption by financial institutions, the path to $2 billion might be smooth. Or it might be a rollercoaster, but either way, it’s a ride worth taking.

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2026-02-24 18:20